How to Withdraw Crypto to Privat24 or Monobank in 2026: Fees, Limits, Step-by-Step Guide

Cashing out crypto to a Ukrainian bank card is one of the most common things people search for — whether you're a freelancer paid in USDT, part of the Ukrainian diaspora sending money home, or just taking profit on a trade. Here's exactly how to withdraw USDT, Bitcoin, Ethereum, or TRX to a Privat24 or Monobank card through an automated exchanger: what it costs, the current limits, and how to avoid losing money on network fees.

What you'll need

• Crypto in your own wallet or on an exchange (USDT, BTC, ETH, TRX, SOL and others);
• a hryvnia card — Privat24, Monobank, or another Ukrainian bank;
• an e-mail address — you'll get a link to track the order status;
• 5–15 minutes.

Step-by-step guide

Fees and limits in 2026

The payout fee is a flat ~46 UAH per order, regardless of direction. The exchange rate is shown before you create the order and locked in once it's paid. Current limits for popular directions (these move with the live rate and reserve, so always check the calculator for the exact figure):

Limits recalculate automatically along with the rate — the exact numbers are always visible in the calculator on the homepage.

Which network to pick for USDT

If your USDT is on an exchange and you're choosing a withdrawal network, pick TRC20: the network fee is roughly $1–3 and it confirms in a couple of minutes. ERC20 (Ethereum) is pricier — fees can run $5–20. BEP20 (BNB Chain) is a middle ground: cheap but not supported everywhere. The golden rule: the network on the exchanger's order must match the network you withdraw from on the exchange, or the funds will go to an address that can't receive them.

How long does it take

A typical order takes 10–30 minutes from creation to money on the card. Bitcoin confirmations take the longest — up to an hour when the mempool is busy. USDT TRC20 and TRX confirm in 1–2 minutes. The payout itself, once confirmed, is automatic.

Security: what to watch out for

• Double-check the site address — the real exchanger is axent.exchange. Don't follow links from "managers" messaging you on Telegram.
• Never share your card details beyond the card number — that's all that's needed to receive a payout. The CVV and expiry date are never required.
• Keep the order link until the exchange is complete — it shows the live status and you'll need it if you contact support.
• The exchanger follows an AML policy: in rare cases involving suspicious fund origin, extra verification may be requested. This protects both the service and the recipient.

Frequently asked questions

Can I withdraw to someone else's card?

Yes, any Ukrainian hryvnia card number can be used. Keep in mind the sender is responsible for the origin of the funds.

What happens if I send less than the minimum?

The order won't process automatically — contact support via the Contacts page; your funds won't be lost.

Is the rate locked when I create the order?

The rate locks according to the route's rules — for most crypto directions, after your transaction is received and confirmed. The exact condition is shown on the order page.

Is verification required?

Not for standard amounts — an e-mail and card number are enough. Verification only applies to unusual transactions under our AML policy.

Ready to withdraw? Pick your direction on the Axent Exchange homepage — the live rate and reserve are visible before you create an order, and the exchange runs 24/7.